Terms of Use
Last updated: July 2026
By using CalculateYourRate.com, you agree to the following terms. Please read them before using the site or its calculator.
Informational purposes only
All content on this site, including the mortgage calculator, rate guides, and downloadable checklist, is provided for general informational purposes only and does not constitute financial, legal, or tax advice. Nothing on this site is an offer to lend, a rate lock, or a guarantee of loan approval or terms.
Calculator estimates
The mortgage calculator provides estimates based on the inputs you supply and general assumptions about taxes, insurance, and PMI. Actual loan terms, rates, and payments are determined solely by a lender based on your specific financial profile, property, and program guidelines, and will differ from any estimate shown here.
Not a lender
CalculateYourRate.com is not a lender, broker, or loan originator. We do not make credit decisions. Any lender we refer you to operates independently and is solely responsible for its own products, rates, and decisions.
Third-party links
This site contains links to third-party websites, including our lender partner. We are not responsible for the content, accuracy, or practices of any third-party site.
No warranty
This site and its content are provided "as is" without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any information provided.
Limitation of liability
To the fullest extent permitted by law, CalculateYourRate.com is not liable for any damages arising from your use of, or inability to use, this site or reliance on any information provided here.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.
Contact
Questions about these terms can be sent through the contact details on our About page.